At Humdinger Mortgage, we’re dedicated to giving you a seamless online mortgage experience. One way we do this is providing you the option to import your bank account and other information so that we can verify your financial info right in Rocket Mortgage. Our official data partners help us to give you that experience so that you don’t have to send us documents the old fashioned way.
By using Humdinger Mortgage, you accept that we may share your information with these data partners so they can give us the insight we need into your finances and employment that’s needed for your loan application. The information we’ll share with our partners includes, but is not limited to, your full name, birth date, address, telephone number and social security number. With the help of our data partners, we’ll access your financial accounts to verify your financial assets and income, and we’ll access your employment information to verify your employment and income.
To help us give you an experience that’s accurate and up-to-date, we may refresh your account information periodically while your loan is in process. If you close your mortgage with us, we may retain your information for up to 7 years after your last loan activity (for example: your last payment to us). If your application is withdrawn or denied, the amount of time that we retain your information will be less than that
You can change your consent preference at any time by reaching out to our Client Relations Team at 01 255 7981. When you do this, we will no longer access your account information, but we will keep the info that we’ve already collected as part of your loan record.